fixed debt

[FIKST DET]
nounpl: fixed debts
dívida fixa
1. A debt obligation with a predetermined interest rate and repayment schedule that does not change over the loan term
The company secured a fixed debt of $2 million at 5% interest for 10 years.
A empresa garantiu uma dívida fixa de $2 milhões a 5% de juros por 10 anos.
2. In accounting and finance, a long-term debt obligation with fixed terms and conditions
Fixed debt differs from floating debt because the interest rate remains constant throughout the loan period.
A dívida fixa difere da dívida flutuante porque a taxa de juros permanece constante durante todo o período do empréstimo.
3. A borrowing arrangement where the terms, including payment amounts and dates, are established and do not vary
Banks prefer offering fixed debt products because they are more predictable and easier to manage.
Os bancos preferem oferecer produtos de dívida fixa porque são mais previsíveis e fáceis de gerenciar.
Fixed debt is a fundamental financial instrument in both American and Brazilian markets. In Brazil, fixed debt products (like CDB - Certificado de Depósito Bancário) are particularly popular among conservative investors. In the USA, fixed debt includes mortgages, bonds, and traditional bank loans. The concept is essential for understanding corporate finance, personal credit, and government borrowing in both countries.
Synonyms / Sinônimos
fixed rate debtfixed obligationterm debtlong-term debt
Antonyms / Antônimos
floating debtvariable rate debtadjustable debtshort-term debt

Regional Variations

General Brazilian
dívida fixa
Standard term used in banking and finance sectors throughout Brazil
São Paulo
dívida fixa
Commonly used in financial markets and corporate finance discussions
Rio de Janeiro
dívida fixa
Standard usage in financial institutions
Portugal
dívida de taxa fixa
More explicit phrasing commonly used in Portuguese financial terminology

Related Words

interest ratebondmortgageamortizationloan agreementcreditormaturity date

Related Idioms & Phrases

locked-in rate
fixed terms and conditions
debt obligation
principal and interest
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