adjustable debt

[/əˈdʒʌstəbəl dɛt/]
nounpl: adjustable debts
dívida ajustável
1. A debt obligation where the interest rate or payment terms can be modified or recalibrated based on predetermined conditions, economic indicators, or mutual agreement between creditor and debtor
The company negotiated an adjustable debt arrangement that allows interest rate modifications based on quarterly performance metrics.
A empresa negociou um arranjo de dívida ajustável que permite modificações na taxa de juros com base em métricas de desempenho trimestral.
2. In corporate finance, a debt instrument where terms such as maturity date, principal amount, or interest rate can be adjusted to reflect changes in market conditions or the debtor's financial situation
The adjustable debt helped the startup maintain financial flexibility during uncertain economic periods.
A dívida ajustável ajudou a startup a manter flexibilidade financeira durante períodos econômicos incertos.
Adjustable debt is a common financial instrument in both American and Brazilian markets, particularly in corporate financing and real estate transactions. In Brazil, this mechanism gained prominence during economic fluctuations and is frequently used by companies seeking financial flexibility. The concept reflects modern financial practices that allow borrowers and lenders to navigate economic uncertainty more effectively.
Synonyms / Sinônimos
flexible debtvariable rate debtmodifiable debtrestructurable debt
Antonyms / Antônimos
fixed debtrigid debtfixed-rate debtnon-adjustable debt

Regional Variations

General Brazilian
dívida ajustável
Standard term used in Brazilian corporate and financial contexts
Rio de Janeiro
dívida ajustável; dívida flexível
Both terms are commonly used in financial institutions
São Paulo
dívida ajustável
Preferred term in São Paulo's financial and banking sectors
Portugal
dívida ajustável; dívida com termos variáveis
Portuguese variant with slightly different emphasis on variable terms

Related Words

interest rate adjustmentdebt restructuringvariable interest ratedebt covenantrefinancingamortization schedule

Related Idioms & Phrases

adjust the terms of debt
restructure debt obligations
modify payment arrangements
Look up more words on Fala2Me
The free English-Portuguese dictionary with real Brazilian accents, NYC slang, conjugator and more
Open Fala2Me →