fixed-rate debt

[FꞮKST reɪt dɛt]
nounpl: fixed-rate debts
dívida com taxa fixa
1. A loan or bond obligation where the interest rate remains constant throughout the entire loan period, regardless of market conditions
The company issued fixed-rate debt to finance its expansion, locking in a 5% interest rate for the next 10 years.
A empresa emitiu dívida com taxa fixa para financiar sua expansão, bloqueando uma taxa de juros de 5% pelos próximos 10 anos.
2. Debt instrument where the borrower pays the same interest amount at regular intervals until maturity
Fixed-rate debt provides predictability for budgeting purposes since payments remain constant.
A dívida com taxa fixa oferece previsibilidade para fins orçamentários, já que os pagamentos permanecem constantes.
Fixed-rate debt is a fundamental financial instrument in both Brazil and the USA. In the American context, it's particularly common in mortgage lending and corporate bonds. In Brazil, fixed-rate debt became more prevalent with economic stabilization post-1994 (Real Plan). The concept is crucial for financial planning in both countries, though Brazilian companies often prefer fixed-rate instruments due to historical inflationary concerns and currency volatility.
Synonyms / Sinônimos
fixed-rate loanfixed-rate bondfixed interest debtstraight debt
Antonyms / Antônimos
floating-rate debtvariable-rate debtadjustable-rate debt

Regional Variations

General Brazilian Portuguese
dívida com taxa fixa
Standard financial terminology used in Brazil
Rio de Janeiro
dívida com taxa fixa
Same as general usage; financial term consistent across regions
São Paulo
empréstimo com taxa fixa
Often used interchangeably, emphasizing the loan aspect
Portugal
dívida com taxa de juro fixa
Portuguese uses 'taxa de juro' instead of 'taxa de juros' for interest rate

Related Words

interest ratecoupon paymentbond maturitycredit ratingdebt instrumentamortization

Related Idioms & Phrases

locked-in rate
fixed coupon
level-payment debt
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