term debt

[/tɜːrm dɛt/]
nounpl: term debts
dívida de prazo determinado
1. A debt obligation with a fixed maturity date and predetermined repayment schedule, typically used in financial and banking contexts
The company secured a term debt of $5 million to finance its expansion.
A empresa garantiu uma dívida de prazo determinado de $5 milhões para financiar sua expansão.
2. A loan or borrowing arrangement where the principal and interest must be repaid within a specified period
The bank offered favorable interest rates on term debt for long-term projects.
O banco ofereceu taxas de juros favoráveis em dívidas de prazo determinado para projetos de longo prazo.
Term debt is a fundamental concept in American and Brazilian finance, particularly important in corporate lending, real estate financing, and governmental borrowing. In Brazil, understanding term debt structures is crucial for business dealings and loan negotiations, as it directly impacts cash flow planning and financial stability.
Synonyms / Sinônimos
term loanfixed-term debtinstallment debtamortizing debt
Antonyms / Antônimos
demand debtperpetual debtopen-ended debt

Regional Variations

General Brazilian
dívida de prazo determinado
standard financial terminology used in banking and corporate contexts
São Paulo
débito de prazo fixo
alternative used in commercial and financial centers
Portugal
dívida a prazo
slightly different phrasing but equivalent meaning in Portuguese financial context

Related Words

maturity dateamortization scheduleinterest rateprincipalrepaymentloan agreement

Related Idioms & Phrases

pay off term debt
refinance term debt
service term debt
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