dívida de prazo determinado
1. A debt obligation with a fixed maturity date and predetermined repayment schedule, typically used in financial and banking contexts
The company secured a term debt of $5 million to finance its expansion.
A empresa garantiu uma dívida de prazo determinado de $5 milhões para financiar sua expansão.
2. A loan or borrowing arrangement where the principal and interest must be repaid within a specified period
The bank offered favorable interest rates on term debt for long-term projects.
O banco ofereceu taxas de juros favoráveis em dívidas de prazo determinado para projetos de longo prazo.
Term debt is a fundamental concept in American and Brazilian finance, particularly important in corporate lending, real estate financing, and governmental borrowing. In Brazil, understanding term debt structures is crucial for business dealings and loan negotiations, as it directly impacts cash flow planning and financial stability.
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