pontuação de risco
1. A numerical value assigned to assess the probability or magnitude of potential negative outcomes in financial, medical, or operational contexts
The bank calculated a risk score for each loan applicant before approval.
O banco calculou uma pontuação de risco para cada solicitante de empréstimo antes da aprovação.
2. A quantified metric used in credit assessment to determine creditworthiness and default probability
Your credit risk score determines the interest rate you'll receive on the mortgage.
Sua pontuação de risco de crédito determina a taxa de juros que você receberá na hipoteca.
3. A statistical measure in healthcare used to predict patient outcomes or disease progression
The hospital uses a risk score to identify patients at high risk of complications.
O hospital usa uma pontuação de risco para identificar pacientes com alto risco de complicações.
The term 'risk score' is widely used in both American and Brazilian financial systems, particularly in credit assessment and lending decisions. In Brazil, it's increasingly common in fintech and banking apps. The term can appear as 'pontuação de risco' (literal translation) or 'score de risco' (anglicism), with the latter being more prevalent in modern financial technology contexts. In healthcare, 'escore de risco' is the standard medical terminology across Portuguese-speaking countries.
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