credit score
[/ˈkredɪt skɔːr/]
nounpl: credit scores
pontuação de crédito / score de crédito
1. A numerical representation of a person's creditworthiness based on their credit history, used by lenders to assess the risk of lending money
My credit score improved after I paid off my debt.
Minha pontuação de crédito melhorou depois que paguei minha dívida.
2. A three-digit number typically ranging from 300 to 850 (in the US) that reflects payment history, amounts owed, length of credit history, and credit mix
Banks require a high credit score to approve mortgage applications.
Os bancos exigem uma pontuação de crédito alta para aprovar pedidos de hipoteca.
3. A metric used to determine loan eligibility and interest rates offered to borrowers
A good credit score can help you get better rates on loans.
Uma boa pontuação de crédito pode ajudá-lo a obter melhores taxas em empréstimos.
In the United States, credit scores are fundamental to financial life, determining access to loans, mortgages, and even employment in some cases. In Brazil, the concept is less established than in the US, with the Sistema de Proteção ao Crédito (SPC) and Serasa being the primary credit assessment bureaus. The term 'score' has become adopted in Brazilian Portuguese due to globalization and English influence in financial sectors.
NYC Slang
your numbers / your credit game
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