lending

[/ˈlɛndɪŋ/]
noun/verb (gerund)
empréstimo; concessão de crédito
1. The act of giving something to someone with the expectation that it will be returned
I appreciate your lending me your car for the weekend.
Agradeço por você me emprestar seu carro no fim de semana.
2. The business activity of providing loans of money
The bank specializes in lending to small businesses.
O banco se especializa em concessão de crédito para pequenas empresas.
3. The practice of providing financial credit or funds
Lending practices have become stricter since the financial crisis.
As práticas de empréstimo se tornaram mais rigorosas desde a crise financeira.
In Brazil, 'lending' in a financial context ('concessão de crédito') is heavily regulated by the Central Bank. The informal practice of lending money between friends ('emprestar dinheiro') is common but often causes relationship tensions. In the USA, lending regulations vary by state, and financial literacy around lending practices is considered important consumer knowledge.
Synonyms / Sinônimos
loaningcreditingadvancingproviding credit
Antonyms / Antônimos
borrowingtakingreceiving

Regional Variations

General Brazilian
empréstimo; concessão de crédito
Most common usage in financial and everyday contexts
Rio de Janeiro
empréstimo; financiamento
Often used interchangeably with 'financiamento' in informal speech
São Paulo
concessão de crédito; empréstimo
More formal usage in business and banking sectors
Portugal
empréstimo; concessão de crédito
Similar usage but may use 'cedência' in formal legal contexts

Related Words

loanlenderborrowcreditinterestmortgage

Related Idioms & Phrases

lending a hand - ajudar alguém
lending credence - dar credibilidade a algo
predatory lending - empréstimo predatório
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