credor
1. a person or institution that lends money or other assets
The bank is the primary lender for most mortgages.
O banco é o principal credor para a maioria das hipotecas.
2. someone who provides a loan expecting repayment with interest
The lender charged 5% interest on the loan.
O credor cobrou 5% de juros sobre o empréstimo.
3. in lending contexts, the party that extends credit
Payday lenders often charge extremely high interest rates.
Os credores de empréstimos consignados frequentemente cobram taxas de juros muito altas.
In Brazil, 'credor' is widely used in banking and financial contexts. The term 'mutuante' appears frequently in legal documents and contracts. Lending practices in Brazil often involve high interest rates due to economic factors, and terms like 'credores de empréstimos consignados' (paycheck lenders) are common in everyday financial discourse. In the USA, 'lender' encompasses a broad range of entities from traditional banks to online lenders and payday loan operations.
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