unencumbered title
[/ˌʌn.ɪnˈkʌm.bərd ˈtaɪ.təl/]
nounpl: unencumbered titles
título de propriedade livre de ônus
1. A property title that is completely free of liens, mortgages, judgments, or other claims against the property, giving the owner full legal ownership and the right to sell or transfer it without restrictions
The seller provided proof of unencumbered title before closing the real estate transaction.
O vendedor apresentou prova de título de propriedade livre de ônus antes do encerramento da transação imobiliária.
2. In law, ownership of property with no outstanding debts, mortgages, or legal claims attached to it
To qualify for the loan, the applicant must present an unencumbered title to the property.
Para se qualificar para o empréstimo, o solicitante deve apresentar um título de propriedade livre de ônus.
In Brazilian real estate transactions, an 'unencumbered title' is crucial for property transfers and is verified through the Cartório de Registro de Imóveis (property registry office). In the USA, title companies conduct title searches and provide title insurance to protect against claims against unencumbered titles. This concept is fundamental to real estate law in both countries, representing the highest quality of property ownership.
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