title insurance

[/ˈtaɪtəl ɪnˈʃʊrəns/]
nounpl: title insurances
seguro de título de propriedade
1. Insurance that protects property buyers and lenders against financial loss due to defects in the title to real property, including liens, encumbrances, or claims of ownership by third parties
Before closing on the house, the buyer purchased title insurance to protect against any undiscovered claims on the property.
Antes de fechar a compra da casa, o comprador adquiriu seguro de título de propriedade para se proteger contra qualquer reclamação não descoberta sobre a propriedade.
2. A policy issued by a title insurance company guaranteeing that the title to a property is clear and free from defects
The title insurance policy covered legal fees for defending against a boundary dispute claim.
A apólice de seguro de título cobriu as despesas legais para defesa contra uma reclamação de disputa de limites.
Title insurance is a fundamental part of real estate transactions in the United States and Brazil. In the US, it is standard practice and typically mandatory by lenders, protecting both the buyer and the lender. In Brazil, while gaining importance, it is less universally required than in the US, as the notarial system provides some title protection. The concept reflects different approaches to property law between common law (US) and civil law (Brazil) jurisdictions.
Synonyms / Sinônimos
title guaranteeproperty title insurancereal estate title protection

Regional Variations

General Brazilian
seguro de título de propriedade
Standard translation used in most of Brazil; also commonly referred to as 'seguro de título imobiliário'
São Paulo
seguro de titularidade do imóvel
Alternative phrasing commonly used in São Paulo's real estate market
Rio de Janeiro
seguro de título
Abbreviated form sometimes used in Rio's real estate transactions
Portugal
seguro de título de propriedade
Same term used, though title insurance is less common in Portuguese property law; Portuguese properties rely more on notarial documentation

Related Words

title deedproperty titletitle searchtitle companyescrowlienencumbrancereal estate closing

Related Idioms & Phrases

clear title
marketable title
defective title
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