underwrite

[/ˌʌndərˈraɪt/]
verb
subscrever, segurar, garantir
1. To agree to pay for something if the person responsible fails to pay; to guarantee or assume financial responsibility
The bank agreed to underwrite the loan for the new business.
O banco concordou em subscrever o empréstimo para o novo negócio.
2. To assume the risk of an insurance policy by issuing an insurance contract
The insurance company underwrites policies for homeowners across the state.
A companhia de seguros subscreve apólices para proprietários em todo o estado.
3. To agree to finance or support a project, event, or venture
Several corporations underwrote the music festival to ensure its success.
Várias corporações patrocinaram o festival de música para garantir seu sucesso.
4. To subscribe to or purchase shares in a security offering
The investment bank underwrites the company's initial public offering.
O banco de investimento subscreve a oferta pública inicial da empresa.
In both American and Brazilian financial contexts, 'underwrite' is a critical term in insurance, banking, and investment industries. In the USA, underwriters are key professionals in mortgage and insurance industries. In Brazil, the term is especially important in the context of seguros (insurance) and mercado de capitais (capital markets). The concept reflects the financial responsibility and risk management practices common to both countries' economies.
NYC Slang
put money on it, back it, finance it
Synonyms / Sinônimos
guaranteeinsuresponsorfinancesupportbackfundsubscribe
Antonyms / Antônimos
abandonwithdrawrenouncerefuse

Regional Variations

General Brazilian
subscrever, segurar
Most common in financial and insurance contexts
Rio de Janeiro
subscrever, patrocinar
Common in both insurance and sponsorship contexts
São Paulo
subscrever, segurar, financiar
Widely used in banking and financial sectors
Portugal
subscrever, garantir, segurar
Similar usage to Brazilian Portuguese but may emphasize 'garantir' in legal contexts

Related Words

underwriterunderwritinginsuranceguaranteesubscriptionsponsorshipunderwritten

Related Idioms & Phrases

underwrite a loss
underwrite an obligation
underwrite a project
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