underinsured
[/ˌʌndərɪnˈʃʊrd/]
adjective
insuficientemente segurado
1. having insurance coverage that is inadequate or insufficient to cover potential losses or damages
Many homeowners are underinsured and would face financial hardship if a major disaster occurred.
Muitos proprietários de casas são insuficientemente segurados e enfrentariam dificuldades financeiras se um desastre maior ocorresse.
2. lacking adequate health insurance coverage, often resulting in significant out-of-pocket expenses
Underinsured patients often delay medical treatment due to fear of high costs.
Pacientes insuficientemente segurados muitas vezes adiam o tratamento médico por medo dos altos custos.
This term is particularly important in American healthcare discourse, where underinsured individuals represent a significant social issue. In Brazil, the term relates more to property and vehicle insurance due to different healthcare systems. The concept reflects broader conversations about financial vulnerability and risk management in both cultures.
NYC Slang
short on coverage, sketchy insurance
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