unauthorized transactions

[/ˌʌnˈɔθəraɪzd trænˈzækʃənz/]
nounpl: unauthorized transactions
transações não autorizadas
1. Financial activities or exchanges of money/assets conducted without proper authorization or consent from the account holder or authorized party
The customer reported unauthorized transactions on their credit card statement.
O cliente denunciou transações não autorizadas no extrato do cartão de crédito.
2. Illegal or fraudulent financial operations performed without permission or legitimate authority
The bank investigated unauthorized transactions totaling $5,000 in the account.
O banco investigou transações não autorizadas totalizando R$ 25.000 na conta.
3. Transfers, withdrawals, or purchases made without the knowledge or consent of the rightful account owner
She immediately called the bank upon discovering unauthorized transactions on her account.
Ela ligou imediatamente para o banco ao descobrir transações não autorizadas em sua conta.
In both Brazil and the USA, unauthorized transactions are taken seriously by financial institutions. Brazilian banks and the Central Bank (Banco Central do Brasil) have strict consumer protection regulations. In the USA, the Fair Credit Billing Act protects consumers. Both cultures emphasize the importance of monitoring accounts regularly and reporting suspicious activity immediately to prevent financial loss.
NYC Slang
shady transactions; sketchy charges
Synonyms / Sinônimos
fraudulent transactionsunauthorized chargesillegal transfersunauthorized withdrawalsunauthorized purchases
Antonyms / Antônimos
authorized transactionslegitimate transactionsapproved transactionsverified transactions

Regional Variations

General Brazilian
transações não autorizadas
Standard formal term used in banking and legal contexts
Rio de Janeiro
transações não autorizadas / movimentações não autorizadas
Both terms are commonly used in banking communication
São Paulo
transações não autorizadas
Preferred term in formal business and financial institutions
Portugal
transações não autorizadas / operações não autorizadas
Similar to Brazilian usage; 'operações' is also commonly used

Related Words

fraudidentity theftchargebackdisputeaccount securityfinancial fraud

Related Idioms & Phrases

dispute a transaction
flag a transaction
reverse a charge
freeze an account
report fraud
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