authorized transactions

[/ˌɔːθəraɪzd trænˈzækʃənz/]
nounpl: authorized transactions
transações autorizadas
1. Financial or commercial exchanges that have been approved or sanctioned by the appropriate authority, account holder, or governing body
The bank only processes authorized transactions from verified accounts.
O banco processa apenas as transações autorizadas de contas verificadas.
2. Transactions that comply with legal requirements and have received formal approval before execution
All authorized transactions must be documented for audit purposes.
Todas as transações autorizadas devem ser documentadas para fins de auditoria.
3. Credit card or debit card payments that have been permitted by the cardholder
The customer disputed the charge, claiming it was not among her authorized transactions.
O cliente contestou a cobrança, alegando que não estava entre suas transações autorizadas.
This term is widely used in Brazilian financial services, e-commerce platforms, and banking regulations. In Brazil, consumer protection laws (Código de Defesa do Consumidor) emphasize the distinction between authorized and unauthorized transactions for fraud prevention. Banks actively promote awareness of authorized transaction verification to prevent fraud and chargebacks.
Synonyms / Sinônimos
approved transactionslegitimate transactionsvalid transactionssanctioned transactions
Antonyms / Antônimos
unauthorized transactionsfraudulent transactionsdisputed transactionsdenied transactions

Regional Variations

General Brazilian
transações autorizadas
Standard usage in banking and finance sectors across Brazil
São Paulo
transações autorizadas / operações autorizadas
Both terms are commonly used in financial institutions
Rio de Janeiro
transações autorizadas
Standard banking terminology
Portugal
transações autorizadas / operações autorizadas
Similar usage to Brazilian Portuguese in banking context

Related Words

authorizationtransaction approvalpayment processingfraud detectionchargeback

Related Idioms & Phrases

authorized transactions only
pre-authorized transactions
recurring authorized transactions
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