unauthorized transaction
[/ˌʌnˈɔːθəraɪzd trænˈzækʃən/]
nounpl: unauthorized transactions
transação não autorizada
1. A financial transaction conducted without the permission or consent of the account holder or authorized party
The customer disputed the unauthorized transaction on their credit card statement.
O cliente contestou a transação não autorizada no extrato do cartão de crédito.
2. A transaction made fraudulently or illegally without proper authorization or credentials
The bank investigated the unauthorized transaction and reversed the charges.
O banco investigou a transação não autorizada e reverteu os débitos.
3. A transaction that violates company policy or regulatory requirements
The accountant was terminated for processing unauthorized transactions without proper approval.
O contador foi demitido por processar transações não autorizadas sem aprovação adequada.
In both Brazil and the USA, unauthorized transactions are a significant concern for consumers and financial institutions. In Brazil, Procon (consumer protection agency) handles disputes, while in the USA, the Fair Credit Billing Act (FCBA) protects consumers. Banks typically offer fraud protection and zero-liability policies for unauthorized transactions, which is a standard consumer protection measure.
NYC Slang
sketchy charge / bogus transaction
Related Idioms & Phrases
unauthorized transaction alert
dispute an unauthorized transaction
report unauthorized transactions
chargeback for unauthorized transaction
unauthorized transaction liability
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