authorized transaction

[/ˈɔːθəraɪzd trænˈækʃən/]
nounpl: authorized transactions
transação autorizada
1. A financial or commercial transaction that has been formally approved or permitted by the relevant authority, cardholder, or account holder
The bank confirmed that the purchase was an authorized transaction and credited the customer's account.
O banco confirmou que a compra era uma transação autorizada e creditou a conta do cliente.
2. A payment or exchange of funds that complies with established rules, permissions, or security protocols
All authorized transactions require proper verification and documentation.
Todas as transações autorizadas exigem verificação adequada e documentação.
This term is essential in both Brazilian and American financial systems, particularly in credit card and banking contexts. In Brazil, 'transação autorizada' is commonly used in bank statements, customer service interactions, and dispute resolution processes. The concept is critical for consumer protection and fraud prevention in both countries.
Synonyms / Sinônimos
approved transactionlegitimate transactionvalid transactionpermitted transaction
Antonyms / Antônimos
unauthorized transactionfraudulent transactiondisputed transactiondeclined transaction

Regional Variations

General Brazilian
transação autorizada
Most common term used in banking and financial institutions
São Paulo
transação autorizada / operação autorizada
Both terms used interchangeably in commercial and banking contexts
Rio de Janeiro
transação autorizada
Standard banking terminology
Portugal
transação autorizada
Identical usage to Brazilian Portuguese in financial contexts

Related Words

authorizationcardholderfraud detectionchargebackmerchantpayment processor

Related Idioms & Phrases

give the green light to a transaction
rubber stamp a transaction
sign off on a transaction
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