unauthorized fee
[/ˌʌnˈɔθəraɪzd fiː/]
nounpl: unauthorized fees
taxa não autorizada
1. A charge or payment imposed without proper authorization or consent from the relevant party
The bank charged an unauthorized fee on my account without my permission.
O banco cobrou uma taxa não autorizada em minha conta sem minha permissão.
2. A financial charge that violates terms of service or contractual agreements
I disputed the unauthorized fee with my credit card company.
Contestei a taxa não autorizada com minha operadora de cartão de crédito.
This term is particularly relevant in both Brazilian and American consumer culture, where disputes over unauthorized fees from banks, subscription services, and credit card companies are common. In Brazil, there has been increased regulatory attention to transparent banking practices. In the USA, unauthorized fees are frequently associated with overdraft charges and subscription trap schemes.
NYC Slang
bogus charge / sneaky fee
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