third-party lending

[THURD PAR-tee LEN-ding]
nounpl: third-party lendings
empréstimo de terceiros
1. A financial arrangement where a lender who is not a party to the original contract or relationship provides funds to a borrower, often through an intermediary or in a transaction involving multiple parties
The company arranged third-party lending to finance its expansion project.
A empresa arranjou empréstimo de terceiros para financiar seu projeto de expansão.
2. In the context of peer-to-peer lending or fintech, loans facilitated by a platform connecting individual lenders with borrowers
Third-party lending platforms have disrupted traditional banking services.
As plataformas de empréstimo de terceiros desintermediaram os serviços bancários tradicionais.
3. A loan arrangement where a neutral third party holds funds or acts as an intermediary in a transaction
In real estate transactions, third-party lending often involves escrow services.
Em transações imobiliárias, o empréstimo de terceiros frequentemente envolve serviços de depósito caução.
Third-party lending has become increasingly prevalent in Brazil and Portugal with the rise of fintech companies and digital platforms. In the USA, this term is commonly associated with peer-to-peer lending and alternative financing solutions that bypass traditional banking institutions. The concept reflects a global shift toward financial disintermediation and democratized lending practices.
Synonyms / Sinônimos
third-party financingintermediary lendingalternative lendingpeer-to-peer lendingnon-bank lending
Antonyms / Antônimos
direct lendingbank lendingin-house financing

Regional Variations

General Brazilian
empréstimo de terceiros
Most common and formal term in Brazilian Portuguese business and finance
General Brazilian
financiamento por terceiros
Alternative term emphasizing the financing aspect
São Paulo
empréstimo intermediado
Used in banking and fintech sectors in São Paulo
Portugal
empréstimo de terceiros
Same as Brazilian Portuguese; used in formal financial contexts

Related Words

lenderborrowerintermediaryfintechpeer-to-peerloancreditescrow

Related Idioms & Phrases

to arrange third-party lending
third-party lending platform
third-party lending services
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