static rate

[/ˈstætɪk reɪt/]
nounpl: static rates
taxa fixa
1. A fixed rate that does not change over a specified period of time, commonly used in finance, insurance, or utility billing
The bank offered a static rate of 3.5% for the duration of the loan.
O banco ofereceu uma taxa fixa de 3,5% durante toda a duração do empréstimo.
2. In electricity or utility services, a charge that remains constant regardless of consumption
The static rate for water services is $50 per month regardless of usage.
A taxa fixa para serviços de água é de R$ 50 por mês independentemente do consumo.
In Brazil, static rates are particularly important in discussions about mortgages (financiamento imobiliário) and utility bills (contas de água, luz, e gás). The concept is widely understood in banking and consumer services contexts, where transparency about fixed versus variable rates is a key consumer protection concern.
Synonyms / Sinônimos
fixed rateconstant rateflat ratestable rate
Antonyms / Antônimos
variable ratefluctuating ratedynamic rateadjustable rate

Regional Variations

General Brazilian
taxa fixa
Most common term in financial and utility contexts
Rio de Janeiro
taxa fixa
Standard usage in banking and services
São Paulo
taxa fixa
Commonly used in corporate and financial sectors
Portugal
taxa fixa
Used identically in Portuguese financial terminology

Related Words

interest ratemortgage rateutility chargefixed-rate loanvariable-rate loanrate lock

Related Idioms & Phrases

lock in a static rate
fixed rate mortgage
rate lock guarantee
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