mortgage rate

[MOR-gij reyt]
nounpl: mortgage rates
taxa de hipoteca / taxa de juros hipotecária
1. The interest rate charged by a lender on a mortgage loan, expressed as a percentage of the principal borrowed
The mortgage rate increased to 7% this quarter, making home purchases more expensive.
A taxa de hipoteca aumentou para 7% este trimestre, tornando as compras de casas mais caras.
2. The cost of borrowing money to purchase real estate, typically over a 15, 20, or 30-year period
We locked in a mortgage rate of 3.5% for our new home.
Fixamos uma taxa de hipoteca de 3,5% para nossa nova casa.
Mortgage rates are crucial economic indicators in both the USA and Brazil. In the US, they fluctuate based on Federal Reserve policy and are widely reported in media. In Brazil, mortgage rates (taxa de hipoteca) are typically higher and less accessible for average consumers, with financing often through government programs like 'Caixa Econômica Federal'. The concept of a 30-year fixed mortgage is predominantly American; Brazilian mortgages often have different structures and shorter terms.
NYC Slang
the rate / what's the rate looking like
Synonyms / Sinônimos
interest ratelending ratehome loan rateAPR (Annual Percentage Rate)
Antonyms / Antônimos
zero percent interestprincipal payment

Regional Variations

General Brazilian
taxa de hipoteca / taxa de juros hipotecária
Standard term used in banking and real estate contexts
São Paulo
taxa hipotecária
Common in financial districts and banking centers
Rio de Janeiro
taxa de empréstimo imobiliário
Often refers to broader real estate lending rates
Portugal
taxa de juro da hipoteca / taxa hipotecária
Portuguese uses 'juro' instead of 'juros' in this context

Related Words

mortgageprincipalamortizationdown paymentrefinancefixed rateadjustable rateAPR

Related Idioms & Phrases

locked in a rate
rates are climbing
competitive mortgage rates
favorable mortgage rates
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