zero percent interest

[/ˈzɪroʊ pərˈsɛnt ˈɪntrəst/]
noun phrase
juros zero
1. A financing arrangement where no interest charges are applied to a loan or credit purchase
The car dealership is offering zero percent interest on all new vehicles this month.
A concessionária está oferecendo juros zero em todos os veículos novos este mês.
2. A promotional lending or credit offer where the borrower pays back only the principal amount without additional interest fees
If you pay off the balance within 12 months, you'll qualify for zero percent interest.
Se você pagar o saldo em 12 meses, você se qualificará para juros zero.
Zero percent interest financing is a common marketing strategy in both Brazil and the USA, particularly for automotive and large retail purchases. In Brazil, 'juros zero' is widely advertised and culturally significant as many consumers depend on installment plans for major purchases. In the US, this promotion is typical during seasonal sales events. Both markets use this term extensively in consumer finance and retail advertising.
Synonyms / Sinônimos
interest-free financing0% APRno-interest loaninterest-free credit
Antonyms / Antônimos
high interest ratecompound interestvariable interest rate

Regional Variations

General Brazilian
juros zero
Most common term used in advertising and financial contexts
São Paulo
financiamento sem juros
More formal alternative commonly used in banking institutions
Rio de Janeiro
juros zero
Standard usage, same as general Brazilian Portuguese
Portugal
sem juros
Simplified version; full phrase would be 'taxa de juro zero'

Related Words

APR (Annual Percentage Rate)promotional financinginstallment plancredit termsfinance charge

Related Idioms & Phrases

interest-free period
zero-down financing
buy now, pay later with zero interest
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