spot damage
[/spɑt ˈdæmɪdʒ/]
nounpl: spot damages
dano localizado
1. Damage that is confined to a particular area or location, rather than being widespread or extensive
The inspection revealed only spot damage to the roof from the storm.
A inspeção revelou apenas danos localizados no telhado causados pela tempestade.
2. In manufacturing or quality control, defects or damage affecting isolated sections of a product
The fabric had spot damage in three areas that made it unsuitable for sale.
O tecido tinha danos localizados em três áreas que o tornavam inadequado para venda.
3. In insurance claims, damage limited to specific points rather than covering the entire structure or object
The insurance adjuster determined the damage was spot damage and approved a partial claim.
O perito de seguros determinou que o dano era localizado e aprovou uma indenização parcial.
This term is particularly common in insurance, real estate, and manufacturing industries in both Brazil and the USA. In Brazil, it's frequently used in insurance claims (sinistros) and property assessments. The term helps distinguish between minor, repairable damage and total loss situations, which has significant financial and legal implications.
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