prohibited coverage
[proh-HIB-i-ted KUV-er-ij]
nounpl: prohibited coverages
cobertura proibida
1. Insurance or protective coverage that is explicitly forbidden or not allowed under the terms of a policy, law, or regulation
The insurance policy listed prohibited coverage for high-risk activities such as professional racing.
A apólice de seguro listava cobertura proibida para atividades de alto risco, como corridas profissionais.
2. A type of risk, situation, or claim that an insurer explicitly excludes from providing compensation or protection
Acts of war are typically prohibited coverage under standard homeowners insurance policies.
Atos de guerra são tipicamente cobertura proibida sob apólices padrão de seguro residencial.
In both Brazilian and American insurance contexts, prohibited coverage is a critical concept that protects insurers from unacceptable risks while setting clear expectations for policyholders. Insurance companies are legally required to clearly disclose all prohibited coverages to comply with consumer protection regulations in both countries.
Related Idioms & Phrases
fall outside the scope of coverage
not covered under the policy
excluded from the insurance agreement
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