predatory practices
[prɪˈdætəri ˈpræktɪsɪz]
noun phrase
práticas predatórias
1. Unethical or illegal business practices that exploit or harm consumers, borrowers, or competitors for profit
The bank faced lawsuits for predatory practices in lending to vulnerable borrowers.
O banco enfrentou processos judiciais por práticas predatórias em empréstimos a tomadores vulneráveis.
2. Aggressive tactics used to gain unfair advantage in business dealings, often targeting those with limited resources or knowledge
The company was accused of predatory practices in its marketing to elderly consumers.
A empresa foi acusada de práticas predatórias em seu marketing direcionado a consumidores idosos.
3. Exploitative behavior by dominant market players against smaller competitors or economically disadvantaged individuals
Consumer protection agencies investigate predatory practices in the subprime mortgage industry.
Agências de proteção ao consumidor investigam práticas predatórias na indústria de hipotecas de risco elevado.
This term is increasingly prominent in both Brazilian and American legal and consumer advocacy discourse. In Brazil, it gained particular relevance following financial market expansions and increased consumer credit access in the 2000s-2010s. In the USA, the term became especially prevalent after the 2008 financial crisis when predatory lending practices were blamed for contributing to the economic collapse. Regulatory agencies like the CFPB (Consumer Financial Protection Bureau) in the US and PROCON in Brazil actively combat such practices.
NYC Slang
shady dealings; shark tactics; money grab
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