permissible coverage

[/pərˈmɪsəbəl ˈkʌvərɪdʒ/]
nounpl: permissible coverages
cobertura permitida
1. The scope of insurance protection that is legally allowed or authorized by insurance regulations and policy terms
The permissible coverage under this auto insurance policy includes collision and comprehensive damage.
A cobertura permitida sob esta apólice de seguro automóvel inclui danos por colisão e cobertura abrangente.
2. In legal and regulatory contexts, the extent to which an insurance company is allowed to cover specific risks or damages according to law
The permissible coverage limits are set by state regulations to protect consumers.
Os limites de cobertura permitida são estabelecidos pelas regulamentações estaduais para proteger consumidores.
3. The authorized range of protection or reimbursement allowed by an insurance contract within regulatory boundaries
Flood damage is not within the permissible coverage of a standard homeowners policy.
Danos causados por inundação não estão dentro da cobertura permitida de uma apólice de seguro residencial padrão.
This term is fundamental in insurance industries in both the USA and Brazil. In the USA, permissible coverage is strictly defined by state insurance commissioners and federal regulations. In Brazil, it is regulated by SUSEP (Superintendência de Seguros Privados). Understanding permissible coverage is essential for consumers to know what claims will be honored by their insurance providers.
Synonyms / Sinônimos
authorized coverageallowed coveragelegitimate coveragelawful coveragepermitted insurance protection
Antonyms / Antônimos
prohibited coverageforbidden coverageunlawful coverageunauthorized coverage

Regional Variations

General Brazilian
cobertura permitida
Standard term used in insurance documents and contracts
São Paulo
cobertura permitida / cobertura autorizada
Both terms are used interchangeably in São Paulo financial and insurance sectors
Rio de Janeiro
cobertura permitida
Commonly used in insurance discussions and regulatory contexts
Portugal
cobertura permitida / cobertura autorizada
Standard terminology in Portuguese insurance regulations and EU-compliant policies

Related Words

insurance policycoverage limitsinsurance regulationsclaim eligibilitypolicy exclusionsdeductible

Related Idioms & Phrases

within the scope of permissible coverage
falls under permissible coverage
exceeds permissible coverage
limits of permissible coverage
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