1. Insurance protection that is not mandatory but can be selected by the policyholder for an additional premium to cover specific risks or damages
Collision coverage is optional coverage that protects your vehicle in case of an accident.
A cobertura de colisão é uma cobertura opcional que protege seu veículo em caso de acidente.
2. Additional insurance benefits or add-ons that policyholders can choose to purchase beyond the basic required coverage
Many car insurance policies offer optional coverage for roadside assistance.
Muitas apólices de seguro de carro oferecem cobertura opcional para assistência na estrada.