1. Insurance coverage that is optional and chosen by the policyholder rather than mandatory, typically covering specific procedures, treatments, or services not included in basic plans
The health insurance plan offers elective coverage for dental and vision services.
O plano de seguro de saúde oferece cobertura eletiva para serviços odontológicos e oftalmológicos.
2. Additional insurance benefits that policyholders can add to their base coverage for an extra premium
She purchased elective coverage for maternity benefits before getting pregnant.
Ela adquiriu cobertura eletiva para benefícios de maternidade antes de engravidar.