opening fee

[ˈoʊpənɪŋ fiː]
nounpl: opening fees
taxa de abertura
1. A charge imposed by a financial institution when a customer opens a new account, such as a bank account, credit card, or loan
The bank charges an opening fee of $25 for new checking accounts.
O banco cobra uma taxa de abertura de R$ 50 para novas contas correntes.
2. A fee charged by a lender when initiating a new loan or line of credit
The mortgage company added an opening fee to the loan origination costs.
A empresa hipotecária adicionou uma taxa de abertura aos custos de originação do empréstimo.
Opening fees are a common practice in both US and Brazilian banking systems. In Brazil, consumers have become increasingly aware of these fees (taxa de abertura) as part of financial literacy education. Many banks advertise 'free account opening' (abertura gratuita) as a competitive advantage. In the US, opening fees can significantly impact account selection, particularly for checking accounts and credit products.
Synonyms / Sinônimos
account opening feesetup feeinitiation feeorigination fee
Antonyms / Antônimos
closing feetermination fee

Regional Variations

General Brazilian
taxa de abertura
Most common term used in Brazilian financial institutions
São Paulo
taxa de abertura de conta
More formal specification used in financial documentation
Portugal
taxa de abertura
Same as Brazilian Portuguese; used in Portuguese banking

Related Words

account feeservice chargeprocessing feeannual feemaintenance fee

Related Idioms & Phrases

nickel and diming
hidden charges
upfront costs
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