processing fee
[/ˈprɒsesɪŋ fiː/]
nounpl: processing fees
taxa de processamento
1. A charge imposed by a financial institution or service provider for handling or processing a transaction, application, or request
The bank charged a $50 processing fee for the loan application.
O banco cobrou uma taxa de processamento de R$250 pela solicitação do empréstimo.
2. An administrative fee charged for the time and effort required to complete a transaction or service
There is a processing fee of 2% for credit card payments.
Há uma taxa de processamento de 2% para pagamentos com cartão de crédito.
3. A fee charged by lenders or service providers for reviewing, evaluating, and finalizing a transaction
Mortgage processing fees typically range from 0.5% to 1% of the loan amount.
As taxas de processamento de hipoteca geralmente variam de 0,5% a 1% do valor do empréstimo.
In Brazil, processing fees are common in banking, particularly for loan applications, credit card processing, and financial transactions. They are regulated by financial authorities (Banco Central do Brasil) and must be disclosed to consumers. In the USA, processing fees are standard practice across financial institutions and service providers, often disclosed in fine print. Both cultures view transparent disclosure of such fees as important for consumer protection.
Related Idioms & Phrases
hidden processing fee - an undisclosed or unexpected charge
waive the processing fee - to eliminate or cancel the charge
processing fee applies - standard notification that a charge will be added
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