mortgagee

[mɔːrɡɪˈdʒiː]
nounpl: mortgagees
credor hipotecário
1. A person or institution that lends money in exchange for a mortgage on a property; the lender in a mortgage agreement
The mortgagee holds the right to foreclose on the property if the borrower fails to make payments.
O credor hipotecário tem o direito de executar a hipoteca se o devedor não pagar as prestações.
2. The party that receives the mortgage as security for a loan
The bank acts as the mortgagee in most residential property transactions.
O banco funciona como credor hipotecário na maioria das transações imobiliárias residenciais.
In both US and Brazilian legal systems, the mortgagee is a critical party in real estate transactions. In the USA, mortgagees (typically banks) have significant legal protections and foreclosure rights. In Brazil, the concept is regulated under the Civil Code, and the relationship between mortgagor and mortgagee is similarly important in property law. This term is primarily used in legal, financial, and real estate professional contexts.
Synonyms / Sinônimos
lendercreditormortgage holdersecured lender
Antonyms / Antônimos
mortgagorborrowerdebtor

Regional Variations

General Brazilian
credor hipotecário
Standard legal term used in Brazilian real estate and banking contexts
Portugal
credor pignoratício
Portuguese legal terminology; also uses 'mutuante' in some contexts
São Paulo
credor hipotecário
Standard usage in financial and legal documents

Related Words

mortgagormortgageforeclosuredeed of trustlienpromissory notesecured loan

Related Idioms & Phrases

hold a mortgage over someone
mortgagee's lien
mortgagee clause
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