institutional lending
[ɪn.stɪ'tu.ʃə.nəl 'len.dɪŋ]
nounpl: institutional lendings
empréstimo institucional
1. The practice of providing loans or credit by formal financial institutions such as banks, credit unions, development banks, or other regulated lending organizations to individuals, businesses, or governments
Institutional lending played a crucial role in the country's economic recovery after the crisis.
O empréstimo institucional desempenhou um papel crucial na recuperação econômica do país após a crise.
2. Loans provided by established financial institutions with standardized terms, regulatory compliance, and formal documentation processes
Small businesses often rely on institutional lending to finance their expansion projects.
As pequenas empresas frequentemente dependem de empréstimos institucionais para financiar seus projetos de expansão.
In Brazil, institutional lending is heavily regulated by the Central Bank (Banco Central) and plays a vital role in the national economy. The term reflects the formal, bureaucratic nature of Brazilian banking. In the US, institutional lending is a cornerstone of the financial system, with institutions like the Federal Reserve and various commercial banks setting lending standards and rates that influence the broader economy.
Related Idioms & Phrases
tapping into institutional lending
access to institutional credit
institutional lending environment
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