fixed installment

[FIKSDT in-STAWL-mənt]
nounpl: fixed installments
parcela fixa
1. A predetermined payment amount that remains constant throughout the duration of a loan, lease, or purchase agreement
The car loan requires fixed installments of $350 per month for 60 months.
O empréstimo do carro exige parcelas fixas de R$ 350 por mês durante 60 meses.
2. In financial contexts, a portion of a total debt repaid in equal payments at regular intervals
She preferred fixed installments over variable payments to better budget her expenses.
Ela preferiu parcelas fixas em vez de pagamentos variáveis para orçar melhor suas despesas.
Fixed installments are a standard practice in both Brazilian and American consumer finance. In Brazil, the term 'parcela fixa' is widely used in retail purchases, car financing, and personal loans. Americans commonly use this term in the context of mortgages, auto loans, and personal credit agreements. The predictability of fixed installments appeals to consumers who prefer budgeting certainty.
Synonyms / Sinônimos
fixed paymentequal installmentregular paymentconstant payment
Antonyms / Antônimos
variable installmentfloating paymentadjustable payment

Regional Variations

General Brazilian
parcela fixa
most common and standard term used in financial institutions
Rio de Janeiro
parcela fixa
standard usage in financial sector
São Paulo
parcela fixa
standard usage in financial and commercial context
Portugal
prestação fixa
preferred term in Portuguese banking system

Related Words

amortizationloanpayment scheduleprincipalinterest ratemonthly paymentprincipal and interest

Related Idioms & Phrases

pay in fixed installments
break down into fixed installments
fixed installment plan
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