equal installment

[/ˈiːkwəl ɪnˈstɔːlmənt/]
nounpl: equal installments
parcela igual
1. A payment plan where a debt or purchase is divided into equal amounts paid at regular intervals
The car loan was structured as equal installments of $350 per month for five years.
O financiamento do carro foi estruturado em parcelas iguais de R$ 350 por mês durante cinco anos.
2. A fixed payment amount in a series of periodic payments that remain constant throughout the payment period
The furniture store offers equal installments with no interest for qualified buyers.
A loja de móveis oferece parcelas iguais sem juros para compradores qualificados.
In Brazil, equal installments (parcelas iguais) are extremely popular for consumer purchases and are often advertised as 'parcelado em X vezes' (installments in X times). Retail stores frequently offer interest-free equal installment plans to encourage purchases. In the USA, this concept is fundamental to consumer finance and is regulated by the Truth in Lending Act.
Synonyms / Sinônimos
equal paymentfixed installmentregular paymentperiodic payment
Antonyms / Antônimos
variable installmentunequal paymentlump sumballoon payment

Regional Variations

General Brazilian
parcela igual
Most common usage in financial contexts
Rio de Janeiro
parcela igual
Standard usage, sometimes called 'parcelamento igualado'
São Paulo
parcela igual / prestação igualada
Both terms used interchangeably in commercial contexts
Portugal
prestação igual
Portuguese usage prefers 'prestação' over 'parcela'

Related Words

amortizationpayment schedulefinancinginterest rate

Related Idioms & Phrases

pay in equal installments
break down into equal installments
divide into equal installments
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