financial buffer
[/fɪˈnænʃəl ˈbʌfər/]
nounpl: financial buffers
colchão financeiro
1. a reserve of money or assets kept aside to protect against unexpected expenses or financial emergencies
Having a financial buffer of six months' expenses helped her weather the job loss.
Ter um colchão financeiro de seis meses de despesas a ajudou a atravessar a perda do emprego.
2. a surplus of funds that provides security and reduces financial vulnerability
The company maintained a financial buffer to handle market fluctuations.
A empresa mantinha um colchão financeiro para lidar com flutuações do mercado.
3. emergency savings or contingency funds set aside for unforeseen circumstances
Financial experts recommend building a financial buffer before making major investments.
Especialistas financeiros recomendam construir um colchão financeiro antes de fazer grandes investimentos.
In Brazil, the concept of 'colchão financeiro' is increasingly emphasized in financial education, particularly post-economic crises. The term 'pé de meia' (literally 'foot of corn measure') is a traditional Brazilian expression meaning savings or emergency funds. In the USA, the concept is deeply tied to personal finance culture and financial advisors typically recommend 3-6 months of expenses as a buffer.
NYC Slang
rainy day fund / nest egg
Related Idioms & Phrases
build a financial buffer
maintain a financial buffer
financial buffer against uncertainty
sleep soundly with a financial buffer
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