cash reserve

[/kæʃ rɪˈzɜːrv/]
nounpl: cash reserves
reserva de caixa
1. Money kept by a person, business, or financial institution for future use or emergencies
The company maintained a cash reserve of $5 million to cover unexpected expenses.
A empresa mantinha uma reserva de caixa de 5 milhões de dólares para cobrir despesas inesperadas.
2. Liquid assets held by a central bank or financial institution to meet withdrawal demands
The bank's cash reserves were audited quarterly to ensure compliance with regulatory requirements.
As reservas de caixa do banco foram auditadas trimestralmente para garantir conformidade com os requisitos regulatórios.
3. Funds set aside as a safety net for financial stability
Personal cash reserves help individuals manage during periods of unemployment.
As reservas de caixa pessoais ajudam os indivíduos a lidar durante períodos de desemprego.
Cash reserves are highly valued in both Brazilian and American business culture as a sign of financial prudence and stability. In Brazil, maintaining cash reserves is considered essential due to economic volatility, while in the USA, it's part of standard financial planning. Central banks in both countries monitor cash reserves as a key indicator of financial system health.
Synonyms / Sinônimos
cash on handliquid reservesmonetary reservesemergency fundrainy day fund
Antonyms / Antônimos
deficitdebtoverdraftnegative balance

Regional Variations

General Brazilian
reserva de caixa
Standard term used in financial contexts across Brazil
São Paulo
reserva de caixa / fundo de reserva
Both terms commonly used in business and banking sectors
Rio de Janeiro
reserva de caixa
Standard financial terminology
Portugal
reserva de caixa / reservas líquidas
Portuguese variant; sometimes uses 'reservas em dinheiro'

Related Words

liquiditycapital reservesworking capitalsolvencybuffercontingency fundreserve requirement

Related Idioms & Phrases

build up a cash reserve
tap into one's cash reserves
maintain adequate cash reserves
emergency cash reserve
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