debt release

[/dɛt rɪˈlis/]
nounpl: debt releases
liberação de dívida
1. The act of being freed from a financial obligation or debt, either through full payment, forgiveness, or legal discharge
After years of payments, she finally achieved debt release and could start saving for retirement.
Depois de anos de pagamentos, ela finalmente alcançou a liberação de dívida e pôde começar a poupar para a aposentadoria.
2. A legal process or agreement in which a creditor forgives or cancels outstanding debt
The creditor offered a debt release settlement to resolve the dispute.
O credor ofereceu um acordo de liberação de dívida para resolver a disputa.
3. In bankruptcy proceedings, the discharge of debts that cannot be repaid
Chapter 7 bankruptcy provides debt release for qualifying individuals.
A falência do Capítulo 7 fornece liberação de dívida para indivíduos qualificados.
In Brazil, debt release is a significant life event often discussed in financial planning contexts. The concept gained prominence with the rise of consumer credit and has become central to debt restructuring programs (such as SERASA agreements). In the USA, debt release is closely tied to bankruptcy law and credit recovery, reflecting different cultural attitudes toward personal finance and fresh starts.
NYC Slang
getting out from under
Synonyms / Sinônimos
debt forgivenessdebt dischargedebt cancellationdebt reliefdebt waiver
Antonyms / Antônimos
debt accumulationdebt increasedebt obligation

Regional Variations

General Brazilian Portuguese
liberação de dívida
Standard term used in financial and legal contexts
São Paulo
quitação de dívida
Alternative term emphasizing payment completion rather than forgiveness
Rio de Janeiro
perdão de dívida
Used when emphasizing forgiveness aspect of debt release
Portugal
dispensa de dívida
Formal legal term used in Portuguese law

Related Words

bankruptcycreditorsettlementfinancial obligationinsolvencyrestructuring

Related Idioms & Phrases

clean slate
wiping the slate clean
breaking free from debt
settling accounts
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