debt discharge

[/dɛt dɪsˈtʃɑrdʒ/]
nounpl: debt discharges
quitação de dívida
1. The legal release or elimination of a debt obligation, typically through payment, settlement, or bankruptcy proceedings
The debt discharge was granted after the debtor completed the repayment plan.
A quitação de dívida foi concedida após o devedor completar o plano de reembolso.
2. The formal documentation or certificate confirming that a debt has been fully paid or legally forgiven
The creditor issued a debt discharge certificate to the customer.
O credor emitiu um certificado de quitação de dívida ao cliente.
3. In bankruptcy law, the court order that relieves a debtor from personal liability for certain debts
Chapter 7 bankruptcy can result in debt discharge for eligible debtors.
A falência do Capítulo 7 pode resultar na quitação de dívida para devedores elegíveis.
In Brazil, debt discharge is a significant legal matter governed by consumer protection laws (Código de Defesa do Consumidor) and bankruptcy law. The concept is central to credit repair and financial rehabilitation. In the USA, debt discharge through bankruptcy is a constitutionally protected right designed to give debtors a fresh start, though Chapter 7 and Chapter 13 discharges have different rules and outcomes.
Synonyms / Sinônimos
debt forgivenessdebt reliefdebt cancellationdebt remissiondebt settlement
Antonyms / Antônimos
debt accumulationdebt increaseoutstanding debt

Regional Variations

General Brazilian
quitação de dívida
Standard term used in legal and financial contexts across Brazil
Rio de Janeiro
quitação de débito
Alternative form occasionally used in Rio banking sector
São Paulo
quitação de dívida
Preferred in São Paulo's financial markets and legal documents
Portugal
extinção de dívida
More formal legal terminology used in Portuguese law

Related Words

bankruptcycreditordebtorpaymentsettlementobligationliabilityinsolvency

Related Idioms & Phrases

clean slate
wipe the slate clean
getting out of debt
paying one's dues
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