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collateral guarantee

[/kəˈlætərəl ɡærənˈtiː/]
nounpl: collateral guarantees
garantia colateral
1. A security or pledge of personal property offered to a lender as assurance for repayment of a loan
The bank required a collateral guarantee before approving the mortgage.
O banco exigiu uma garantia colateral antes de aprovar a hipoteca.
2. An additional guarantee or security provided alongside a primary guarantee to reduce lender risk
The company offered real estate as a collateral guarantee for the business loan.
A empresa ofereceu imóvel como garantia colateral para o empréstimo comercial.
Synonyms
securitypledgecollateralsecurity depositguaranteewarranty
Antonyms
unsecured loanunsecured guarantee

Regional Variations

General Brazilian
garantia colateral
Most common usage in banking and finance contexts
São Paulo
garantia colateral / penhor
Penhor used in commercial transactions
Portugal
garantia colateral / caução
Caução often used in Portuguese legal and financial contexts

Related Idioms & Phrases

put up collateral
collateral damage
back with collateral
secured by collateral
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