authorized schemes
[/ˌɔːθəˈraɪzd skiːmz/]
nounpl: authorized schemes
esquemas autorizados
1. Officially approved or sanctioned plans, programs, or systems that have received proper legal or administrative authorization
The government launched authorized schemes to distribute financial aid to affected families.
O governo lançou esquemas autorizados para distribuir assistência financeira às famílias afetadas.
2. Regulated investment or pension plans that have been officially recognized and approved by relevant financial authorities
Many employees participate in authorized schemes for retirement savings.
Muitos funcionários participam de esquemas autorizados para poupança de aposentadoria.
3. Official programs or frameworks that meet legal requirements and regulatory standards
Banks must offer only authorized schemes that comply with consumer protection laws.
Os bancos devem oferecer apenas esquemas autorizados que estejam em conformidade com as leis de proteção ao consumidor.
This term is commonly used in Brazil and Portugal in formal, legal, and financial contexts, particularly regarding government programs, pension plans, and investment vehicles. It emphasizes compliance with regulations and protection of beneficiaries. In the USA, this phrasing is typical in regulatory and administrative documentation.
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