accessible funds

[ək-ˈse-sə-bəl ˈfändz]
noun
fundos acessíveis
1. Money or financial resources that are readily available for immediate use without restrictions or significant delays
The company maintains accessible funds in its checking account to cover daily operational expenses.
A empresa mantém fundos acessíveis em sua conta corrente para cobrir despesas operacionais diárias.
2. Liquid assets that can be quickly converted to cash without losing value or incurring penalties
Emergency funds should be kept in accessible funds rather than long-term investments.
Fundos de emergência devem ser mantidos em fundos acessíveis em vez de investimentos de longo prazo.
3. Financial resources that meet regulatory requirements for immediate withdrawal or deployment
Banks must maintain accessible funds to meet liquidity requirements set by financial regulators.
Os bancos devem manter fundos acessíveis para atender aos requisitos de liquidez estabelecidos pelos reguladores financeiros.
In both Brazilian and American financial contexts, maintaining accessible funds is considered a fundamental aspect of financial health and business stability. Brazilian banks emphasize 'fundos acessíveis' in regulatory compliance documentation, while American institutions often use the term in wealth management and liquidity management discussions.
Synonyms / Sinônimos
liquid assetsavailable fundscash reservescurrent assetsreadily available money
Antonyms / Antônimos
restricted fundslocked-in investmentsilliquid assetsfrozen assets

Regional Variations

General Brazilian
fundos acessíveis
Standard term used in banking and finance sectors across Brazil
São Paulo
fundos acessíveis / recursos disponíveis
Both terms commonly used in financial institutions and corporate environments
Rio de Janeiro
fundos acessíveis
Preferred term in banking context
Portugal
fundos acessíveis / fundos disponíveis
Portuguese Portuguese uses 'fundos disponíveis' more frequently in banking regulations

Related Words

liquiditycash flowfinancial reservesworking capitaldisposable incomeemergency fund

Related Idioms & Phrases

keep funds accessible for a rainy day
have accessible funds on hand
maintain accessible funds
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