financial reserves

[fɪˈnænʃəl rɪˈzɜrvz]
nounpl: financial reserves
reservas financeiras
1. Money or liquid assets set aside by a company, government, or individual for future use or emergencies
The bank maintained substantial financial reserves to weather economic downturns.
O banco mantinha reservas financeiras substanciais para enfrentar crises econômicas.
2. Funds held in reserve by central banks to support currency stability and meet international obligations
Brazil's central bank increased its financial reserves to strengthen the real against inflation.
O banco central do Brasil aumentou suas reservas financeiras para fortalecer o real contra a inflação.
3. Accumulated capital retained by businesses for operational flexibility and risk management
The company's financial reserves allowed it to invest in new projects without borrowing.
As reservas financeiras da empresa permitiram investir em novos projetos sem recorrer a empréstimos.
In Brazil, financial reserves are closely monitored by the Central Bank (Banco Central do Brasil) as a key economic indicator of national financial health. Companies and banks operating in Brazil are required to maintain minimum reserve ratios set by regulatory authorities. The concept is essential in discussions of economic policy, inflation control, and currency stability in Portuguese-speaking financial markets.
NYC Slang
rainy day fund (informal American equivalent for personal savings)
Synonyms / Sinônimos
monetary reservescash reservesreservesliquid assetscapital reserves
Antonyms / Antônimos
deficitdebtliabilitiesexpenditure

Regional Variations

General Brazilian
reservas financeiras
Most common and formal usage in Brazilian Portuguese
Rio de Janeiro
reservas financeiras / cofre
Occasionally uses 'cofre' (vault/chest) metaphorically for reserves
São Paulo
reservas financeiras / caixa
Sometimes referred to as 'caixa' (cash/treasury) in business context
Portugal
reservas financeiras / fundos de reserva
Portuguese Portuguese may use 'fundos de reserva' for clarity

Related Words

foreign exchange reservesemergency fundliquid assetscentral bankcapital adequacysolvency

Related Idioms & Phrases

in reserve
reserve for a rainy day
dip into reserves
build up reserves
deplete reserves
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