KYC verification

[kay-why-see vuh-rif-i-kay-shuhn]
nounpl: KYC verifications
verificação KYC
1. The process of verifying the identity and legitimacy of customers before establishing a business relationship, commonly used in banking and financial services to comply with anti-money laundering (AML) and counter-terrorism financing regulations
The bank requires KYC verification before opening a new account.
O banco exige verificação KYC antes de abrir uma nova conta.
2. A regulatory compliance procedure where institutions collect and validate personal information such as name, address, date of birth, and identification documents from customers
KYC verification has become mandatory for cryptocurrency exchanges in most countries.
A verificação KYC tornou-se obrigatória para exchanges de criptomoedas na maioria dos países.
3. The documentation and record-keeping process that confirms a customer's identity has been properly authenticated
The fintech company streamlined its KYC verification process to improve customer onboarding.
A empresa fintech simplificou seu processo de verificação KYC para melhorar a integração de clientes.
KYC verification has become increasingly important in Brazil and globally due to stricter regulatory requirements, particularly after the implementation of Law 9,613/1998 (Brazilian AML law) and its amendments. In the USA and Brazil, fintech companies and cryptocurrency platforms have had to significantly invest in robust KYC processes. The term is primarily used in professional and regulatory contexts within the financial services industry.
Synonyms / Sinônimos
customer verificationidentity verificationcustomer due diligenceCDDcustomer identification program
Antonyms / Antônimos
anonymityunverified accountidentity concealment

Regional Variations

General Brazilian
verificação KYC
Standard term used in banking and fintech sectors across Brazil
São Paulo
verificação KYC / verificação de identidade
Commonly used in financial hubs; sometimes paired with 'verificação de identidade'
Rio de Janeiro
verificação KYC
Standard usage in banking sector
Portugal
verificação KYC / verificação de clientes
Both forms used; European Portuguese may prefer 'verificação de clientes'

Related Words

AML (Anti-Money Laundering)CDD (Customer Due Diligence)CFT (Counter-Terrorism Financing)complianceonboardingidentity verificationdocumentation

Related Idioms & Phrases

pass KYC verification - passar na verificação KYC
fail KYC verification - não passar na verificação KYC
KYC compliance - conformidade KYC
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