transparent charge

[/trænsˈpɛrənt tʃɑrdʒ/]
nounpl: transparent charges
cobrança transparente
1. A fee or cost that is clearly disclosed and easily understood by the consumer, with no hidden or concealed elements
The bank offers transparent charges on all its accounts, with no surprise fees.
O banco oferece cobranças transparentes em todas as suas contas, sem taxas surpresas.
2. In telecommunications and utilities, a charge that is itemized and clearly explained on a billing statement
The internet provider is required to show transparent charges for installation and monthly service.
O provedor de internet é obrigado a mostrar cobranças transparentes para instalação e serviço mensal.
3. A business practice of openly displaying all costs associated with a product or service before purchase
The airline advertises transparent charges including baggage fees and seat selection costs.
A companhia aérea anuncia cobranças transparentes incluindo taxas de bagagem e custos de seleção de assentos.
The concept of transparent charges has become increasingly important in Brazil and the USA due to consumer protection regulations. In Brazil, the PROCON (Procuradoria de Proteção ao Consumidor) and financial regulatory bodies enforce transparent charging practices. In the USA, the TILA (Truth in Lending Act) and similar regulations mandate clear disclosure of charges. This term reflects a growing consumer awareness and demand for honesty in business practices across both countries.
Synonyms / Sinônimos
clear chargedisclosed feeitemized chargevisible costexplicit fee
Antonyms / Antônimos
hidden chargeconcealed feeundisclosed costsurprise feeopaque charge

Regional Variations

General Brazilian
cobrança transparente
Standard term used in financial and consumer contexts
Rio de Janeiro
cobrança clara
Alternative phrasing sometimes used colloquially
São Paulo
cobrança transparente
Official terminology in business and banking sectors
Portugal
cobrança transparente
Same terminology used in European Portuguese financial contexts

Related Words

transparencydisclosurebillingfee structureconsumer protectionitemization

Related Idioms & Phrases

no hidden fees
what you see is what you get
full disclosure
crystal clear pricing
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