transaction decline
[/trænˈzækʃən dɪˈklaɪn/]
nounpl: transaction declines
recusa de transação
1. The rejection or failure of a financial transaction by a bank, payment processor, or merchant due to insufficient funds, fraud detection, expired card, or other security reasons
The customer received a transaction decline notification when attempting to purchase online with an expired credit card.
O cliente recebeu uma notificação de recusa de transação ao tentar fazer uma compra online com um cartão de crédito expirado.
2. A reduction in the number or frequency of completed transactions in a business or financial institution
The company experienced a significant transaction decline during the economic downturn.
A empresa experimentou uma recusa de transações significativa durante a desaceleração econômica.
In Brazil, transaction declines are commonly referenced in fintech companies and digital banking contexts, which have grown significantly. The phrase is technical terminology used in customer service interactions and is becoming more familiar to consumers as digital payments increase. In the USA, especially in NYC, informal language like 'the card got declined' or 'my card was rejected' is more commonly used in casual conversation, while 'transaction decline' remains the formal banking terminology.
NYC Slang
card got declined; transaction got shot down
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