top-up payment
[/tɒp ʌp ˈpeɪmənt/]
nounpl: top-up payments
pagamento complementar
1. An additional payment made to bring an account, balance, or amount up to a desired or required level
I made a top-up payment to increase the balance on my prepaid phone.
Fiz um pagamento complementar para aumentar o saldo do meu celular pré-pago.
2. A supplementary payment to cover a shortfall or deficit
The company required a top-up payment to reach the minimum pension contribution.
A empresa exigiu um pagamento complementar para atingir a contribuição mínima de pensão.
3. Additional funds added to a service account, subscription, or prepaid plan
She made a top-up payment to her mobile account before traveling abroad.
Ela fez um pagamento complementar em sua conta móvel antes de viajar para o exterior.
In Brazil, 'recarga' is extremely common in everyday language, especially regarding mobile phone prepaid services and digital wallets. The financial sector uses 'pagamento complementar' more formally. In the US and UK, 'top-up payment' is standard terminology for prepaid services, while Brazilians often simplify it to just 'recarga' in casual conversation.
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