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term account

[/tɜːrm əˈkaʊnt/]
nounpl: term accounts
conta a prazo
1. A bank account in which money is deposited for a fixed period of time at a fixed interest rate
She opened a term account to save money for her daughter's education.
Ela abriu uma conta a prazo para economizar dinheiro para a educação de sua filha.
2. A savings account with a maturity date where funds cannot be withdrawn before the term ends without penalty
The term account offered a competitive interest rate of 4% annually.
A conta a prazo oferecia uma taxa de juros competitiva de 4% ao ano.
Synonyms
fixed depositcertificate of deposit (CD)time depositfixed term deposit
Antonyms
current accountsavings accountdemand account

Regional Variations

General Brazilian
conta a prazo
Standard term used in Brazilian banking
São Paulo
conta a prazo / investimento a prazo
Common financial terminology in business centers
Portugal
depósito a prazo
Preferred term in Portuguese banking sector

Related Idioms & Phrases

lock in your savings
fixed-rate investment
maturity date
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