surplus liquidity
[/ˈsɜːrpləs lɪˈkwɪdɪti/]
noun
liquidez em excesso
1. An excess amount of liquid assets or cash that a company, bank, or individual holds beyond what is immediately needed for operations or obligations
The central bank addressed surplus liquidity in the market by raising interest rates.
O banco central abordou a liquidez em excesso no mercado aumentando as taxas de juros.
2. A situation in financial markets where there is more money available for lending and investment than there are borrowing needs
Surplus liquidity in the banking sector led to lower lending rates.
A liquidez em excesso no setor bancário levou a taxas de empréstimo mais baixas.
3. Excess cash reserves held by financial institutions beyond regulatory capital requirements
Banks with surplus liquidity have greater flexibility in their lending operations.
Bancos com liquidez em excesso têm maior flexibilidade em suas operações de empréstimo.
In Brazil, 'liquidez em excesso' is a key term used by the Central Bank of Brazil (Banco Central do Brasil) in monetary policy discussions and financial regulation. This concept became particularly relevant during economic stimulus periods and is frequently discussed in financial news outlets like Folha de S.Paulo and O Globo. In the USA, the term gained prominence during the 2008 financial crisis and subsequent quantitative easing policies.
Look up more words on Fala2Me
The free English-Portuguese dictionary with real Brazilian accents, NYC slang, conjugator and more
Open Fala2Me →