secured documents
[sɪˈkjʊərd ˈdɒkjəmənts]
noun
documentos garantidos
1. Legal or financial documents that serve as collateral or are protected by a security interest, typically used in lending or contractual agreements
The bank requested secured documents as collateral for the mortgage loan.
O banco solicitou documentos garantidos como garantia para o empréstimo hipotecário.
2. Official papers or records that have been physically or digitally protected against unauthorized access, loss, or tampering
All secured documents must be stored in the company's vault.
Todos os documentos garantidos devem ser armazenados no cofre da empresa.
3. Documents that have undergone security measures such as encryption, digital signatures, or notarization to ensure authenticity and integrity
The contract was finalized with secured documents bearing digital signatures.
O contrato foi finalizado com documentos garantidos contendo assinaturas digitais.
In Brazilian financial and legal systems, 'documentos garantidos' is a crucial concept in lending operations. Banks and financial institutions require secured documents to minimize risk in credit transactions. This practice is regulated by the Central Bank of Brazil (Banco Central do Brasil) and follows specific legal frameworks outlined in the Brazilian Civil Code and specific legislation for credit operations. The term is essential in real estate transactions, where property deeds serve as secured documents for mortgage loans.
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