problematic debt

[prə-ˈblä-mə-tik det]
nounpl: problematic debts
dívida problemática
1. A debt that presents difficulties in repayment, management, or resolution, often characterized by delayed payments, default risk, or financial distress of the debtor
The bank's portfolio contains a significant amount of problematic debt that requires immediate attention.
A carteira do banco contém uma quantidade significativa de dívida problemática que requer atenção imediata.
2. In banking and finance, loans or credit obligations with high risk of non-payment or requiring restructuring
Regulators are concerned about the rising levels of problematic debt in the financial system.
Os reguladores estão preocupados com os níveis crescentes de dívida problemática no sistema financeiro.
This term is prevalent in both Brazilian and American financial discourse, especially following economic crises. In Brazil, discussions of 'dívida problemática' intensified after the 2008 financial crisis and during economic downturns. Banks and financial institutions are required to classify and report problematic debts to regulatory bodies like the Central Bank of Brazil (Banco Central do Brasil) and the Federal Reserve in the USA.
NYC Slang
dead money; underwater debt
Synonyms / Sinônimos
non-performing debttroubled debtdistressed debtimpaired debtbad debt
Antonyms / Antônimos
performing debthealthy debtgood debt

Regional Variations

General Brazilian
dívida problemática
Standard term used in financial and banking contexts
Brazil
dívida em atraso
Common alternative emphasizing overdue status
Brazil
crédito de difícil recebimento
Technical banking term for credit at risk
Portugal
crédito problemático
Common Portuguese variant in financial sector

Related Words

non-performing loandebt restructuringdefaultcredit riskloan loss reservedebt servicing

Related Idioms & Phrases

carry problematic debt
riddled with problematic debt
swim in problematic debt
be saddled with problematic debt
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