policy coverage
[/ˈpɑːlɪsi ˈkʌvərɪdʒ/]
nounpl: policy coverages
cobertura de apólice
1. The extent and scope of protection provided by an insurance policy, including what risks, damages, or losses are covered
The auto insurance policy coverage includes collision, comprehensive, and liability protection.
A cobertura de apólice de seguro de automóvel inclui proteção contra colisão, roubo e responsabilidade civil.
2. The specific limits, deductibles, and conditions under which an insurer will pay claims
Before purchasing, carefully review the policy coverage to understand what medical expenses are included.
Antes de comprar, revise cuidadosamente a cobertura de apólice para entender quais despesas médicas estão incluídas.
3. The range of perils or events that an insurance policy protects against
This homeowner's policy coverage extends to theft, fire, and natural disasters.
A cobertura de apólice do proprietário inclui roubo, incêndio e desastres naturais.
In Brazil, insurance (seguro) is increasingly important as middle-class consumers seek protection for homes, vehicles, and health. Understanding policy coverage (cobertura de apólice) is essential when purchasing insurance products. In the USA, policy coverage is a critical consumer concern, especially regarding health insurance given its connection to healthcare access and affordability. The term is heavily used in legal and financial consultations in both cultures.
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